Privacy Policy

Effective Date: 04/04/2026

At Bikolpo Advisory, we uphold the highest standards of confidentiality, integrity, and ethical responsibility (amanah) in handling your information. This Privacy Policy explains how we collect, use, protect, and manage your personal and business data when you interact with our website and services.

1. Our Commitment to Your Privacy

We are committed to:

Protecting your personal and business information
Ensuring transparency in how data is used
Maintaining strict confidentiality in all engagements
Aligning our practices with ethical and Shariah-conscious principles

2. Information We Collect

We may collect the following categories of information:

a. Personal Information

Full name
Email address
Phone or WhatsApp number

b. Business Information

Business name and description
Business stage and operational details
Funding status and financial-related information voluntarily provided

c. Technical and Usage Data

IP address
Browser type and device information
Website interaction data (via cookies or analytics tools)

3. Purpose of Data Collection

Your information is collected and used solely for legitimate and clearly defined purposes:

To respond to inquiries and communicate effectively
To assess your business and investment readiness
To provide structured advisory services and recommendations
To improve our services, processes, and user experience
To maintain internal documentation and service records

We do not use your information for purposes inconsistent with these objectives.

4. Confidentiality and Data Protection (Amanah)

We treat all information entrusted to us as a matter of strict confidentiality and trust.

Access to data is limited to authorized personnel only
Appropriate technical and organizational safeguards are implemented
Sensitive business information is handled with heightened care
We do not sell, rent, or commercially exploit your data

5. Data Sharing and Disclosure

We do not share your personal or business information with third parties, except in the following limited circumstances:

With your explicit consent
When required by applicable laws or regulatory authorities
When necessary to protect our legal rights or prevent misuse

Any such disclosure will be made with due care and only to the extent necessary.

6. Cookies and Website Analytics

Our website may use cookies and analytics tools to:

Understand user behavior and website performance
Enhance user experience
Improve service delivery

You may choose to disable cookies through your browser settings.

7. Data Retention

We retain your information only for as long as necessary to:

Provide advisory services
Fulfill legitimate business and operational needs
Comply with applicable legal and regulatory requirements

Once no longer required, data is securely deleted or anonymized.

8. Your Rights and Control Over Your Data

You have the right to:

Request access to your personal data
Request correction of inaccurate or incomplete information
Request deletion of your data
Withdraw consent at any time

Requests can be made through our contact details below, and we will respond within a reasonable timeframe.

9. Third-Party Links

Our website may contain links to third-party platforms or services.
We are not responsible for the privacy practices or content of those external websites.

10. Security Measures

We take appropriate steps to protect your information, including:

Secure storage systems
Controlled access mechanisms
Regular monitoring of potential risks

However, no system can guarantee absolute security, and users are encouraged to share information responsibly.

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in:

Legal requirements
Business practices
Service offerings

The updated version will be posted on this page with a revised effective date.

11. Updates to This Privacy Policy

For any questions, requests, or concerns regarding this Privacy Policy, please contact:

Bikolpo Advisory
📧 Email: bikolpo.advisory@gmail.com